Default Statement: In the event the account becomes deliquent, interest will be charged at a rate of 1.5% monthly (18% annually). In the event any third parties are involved to collect any outstanding monies owed by said business, the customer agrees to pay any reasonable collection fees, including attorney fees where litigation has commenced, and all costs of litigation.

Chargeback Policy: [Company Name] will not, under any circumstances, provide a refund or exchange on any work that has begun on your account. Once client has been accepted ([define what "accepted means here]) by our company, cancelation of services and issuance of a refund can only be approved due to delay of service start date beyond 120 days upon receipt of initial payment. Due to our service loads from all of our clients, our time is labor-intensive and valuable. You've hired us to perform this service due to your favor towards past or present services we've displayed or through other clients' sites we've worked on.

Chargebacks will be unacceptable and any chargebacks made to [Company Name] will result in debit from payment method on file for the full chargeback amount plus $[amount](inconvenience fee). If a chargeback is received, all work will cease immediately upon receipt of dispute. All services associated with said dispute will be removed from the live environment and unaccessible for client use until dispute is resolved in [Company Name] favor or cancelled on the client's end. If dispute is cancelled, a $[amount] inconvenience fee will still be charged. Once inconvenience fee is received, all services will resume.